Lease or Finance Your Next Car at Harr Toyota

Welcome to our Finance Center at Harr Toyota, where you can access affordable finance and leasing options on your next vehicle. Whether you are shopping for a new or used vehicle, our team can help you score a great deal and meet your monthly payment needs. Our transparent process puts you in the driver's seat to build a personalized payment plan that allows you to get into a reliable vehicle well within budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Buying or Leasing: Which One Is Right for Me?

We have several options for helping you score a great deal on your next vehicle. Most drivers choose to finance or borrow the costs to purchase a vehicle and pay back the full purchase price plus interest over time. However, some drivers can save a lot of money on monthly vehicle costs by taking advantage of our excellent lease deals.

You should consider leasing if you are a low-mileage driver or if you find yourself trading up to a newer model every few years. Both financing and leasing are popular ways to drive home a new vehicle. Our finance experts can show you a side-by-side cost comparison to help determine which is right for you.

Benefits of Financing

  • Long-term cost benefits
  • Freedom of ownership
  • No mileage or personalization restrictions
  • Drive payment-free once the loan is paid
  • Payments can build equity over time
  • Available for used vehicles

Benefits of Leasing

  • Lower monthly payments compared to financing with no down payment necessary
  • Fewer maintenance or repair costs
  • Leased vehicles are almost always under the original warranty for all of the lease term
  • No long-term commitment
  • Always drive a new vehicle

Why Choose Harr Toyota Financing?

There are many great reasons to choose Harr Toyota for financing or leasing:

  • Convenience
  • Special Rates or Offers
  • Competitive Rates
  • Flexible Terms

Save Time, Get Preapprove Online

Enjoy the convenience of our flexible online shopping options, including a streamlined finance and leasing application process. Fill out the form to get pre-qualified and shop confidently from our excellent selection. Our finance team can assist you with building a deal that works for your budget and helps you score a great deal on a new vehicle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

  1. Harr Toyota

    4255 6th Ave SE
    Aberdeen, SD 57401

    • Sales: (605) 225-3078
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Get in Touch

  • Contact our Sales Department at: (605) 225-3078
  • Monday8:00AM-6:00PM
  • Tuesday8:00AM-6:00PM
  • Wednesday8:00AM-6:00PM
  • Thursday8:00AM-6:00PM
  • Friday8:00AM-6:00PM
  • Saturday8:00AM-5:00PM
  • SundayClosed